Combining FIT Extras and hospital products not only gives you complete peace of mind, but brings with it some great extra benefits along the way. For example, by purchasing a combined product, you'll get up to 80% back on your extras instead of 50%.

You can even get up to 90% back on physio! This is available on Mid and Max Extras when combined and if you go to a sports specialist and sports titled member of Australian Physiotherapy Association.

The below table shows you what this means in real terms.  If for example you need a massage after a long hard triathlon and your trip to the masseuse cost you $75, if you had extras only, you’d end up paying $37.50, whereas if you had combined cover you’d only pay a measly $15!

Maybe you want to get contact lenses so you can see while playing netball? If the cost of this was $180 and you only had extra’s you’d be paying a whopping $90 yourself, whereas with combined you’d only be stuck with a tiny $36 bill!

Why combine?
What will I save?

Extras Only
(50% back)

Combined Cover
(80% back)

What you claim Cost of service What you pay*
Massage after competing in a triathlon $75.00 $37.50 $15.00
Can't wear glasses on the netball court & need contacts $180.00 $90.00 $36.00

*After all waiting periods have been served, up to any limits based on your choice of cover